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This website is operated by Intelligent Wave Inc. (“Company”, “we”or“us”). Please read and agree to the following terms and conditions before using this website. In this page, the word “you” or “your” represents users of this website.  

1. Ownership

Copyrights, trademarks, etc.
The rights to all text, photographs, videos, sounds, designs, and other copyrighted materials, logos, trademarks, and other items appearing on this website belong to the Company or other rights holders. Reproduction, transmission, distribution, alteration, or reprinting of any copyrighted material or trademarks appearing on this website without the permission of the Company or other right holders is prohibited by law, with the exception of printing or data storage for personal use, or when permitted by copyright law, trademark law, or other laws. Please contact us here to obtain prior permission for your use. 

Publication in printed materials and other media
If you wish to publish the contents of this website or our URL in newspapers, magazines, books, advertisements, or the like (including electronic media), please contact us here in advance no matter whether it is for commercial or non-commercial purposes.

2. Links

If you wish to establish an external link to this website, please contact us here in advance. 
In principle, external links should lead visitors to the opening page (https://www.iwi.co.jp/), and the company name “Intelligent Wave Inc.” should be indicated correctly. In addition, we do not permit the links from websites that: (1) are offensive to public order or morals or otherwise detrimental to the reputation or dignity of the Company; (2) slander or defame the Company, its affiliated companies, or the executives or employees of those companies; (3) use frames or other formats that may damage the integrity of the Company's website; and (4) may mislead people into believing that they are associated with the Company. Please note that we may request the deletion of the links from websites that are deemed to be inappropriate or fall under the above contents, even after we have given our consent to the establishment of the links.

3. Disclaimer of liability

Financial Information, etc.
The purpose of this website is to disclose information about our management policies, business conditions, financial conditions, etc. to our stakeholders, and not to solicit investments such as the purchase or sale of our shares.
The forecasts of our future performance and other information contained in this website, included in our business, environment, policies and strategies, are based on the judgment of our management based on information available at the time of publication, and include risks and uncertainties. Actual results may differ from these forecasts due to a variety of factors, including economic conditions, the business environment surrounding the Company, including the credit card industry, and the status of new products and services.
The Company strives to provide the most up-to-date and accurate information on this website, and takes the utmost care to ensure that there are no errors or omissions. However, the Company does not guarantee to you the accuracy or completeness of the information, either explicitly or implicitly. 
The Company may correct inaccuracies or typographical errors without notice, and may alter or update some of the contents. In addition, the configuration, terms of use, URL and contents may be changed or discontinued without prior notice.
We do not guarantee, explicitly or implicitly, the accuracy or completeness of the information contained in external links or external websites that are linked to this website. The Company will make every effort to ensure the proper operation of but you shall use this website at your own risk and discretion, and the Company shall not be held liable for any damages incurred as a result of the use of posted contents.

Website Security
For the Company's website, Secure Sockets Layer (SSL) data encryption technology is used as a security measure in the network when personal information is registered. This is a commonly used technology as a security measure for communication on websites. It prevents interception by encrypting the entire communication when sending input data to the Internet. 
Please note when using this website that although the Company will strictly manage personal information, due to the nature of the Internet, the Company cannot completely guarantee the confidentiality of personal information. 

4. Cookies Policy

About the use of cookies
A cookie is a function that stores information about a visitor's access to our website on the visitor's device. By using cookies, we can obtain information such as the number of times your device has visited this website and the pages you have visited. However, the information we collect through cookies does not include any "personally identifiable information" of visitors to our website.
It is possible to disable the cookie function by changing the browser settings of the visitor's devices or renewing the setting on 'Cookie settings' page in our website, and there is no problem in using this website even if the cookie function is disabled.

We process the personal data of customers to whom those regulation apply in accordance with the applicable EU and EU Member State’s regulation on personal data protection, in particular the General Data Protection Regulation 2016/679 (GDPR). For details, please refer to the following page.


Purpose of use
- Understanding the usage status
Cookies are used by the Company as a reference to improve our services and provide information that meets the needs of visitors through understanding the usage status of the contents offered on this website.
This website primarily uses the following tools to track usage.
The information collected, recorded, and analyzed by each tool provider does not contain any information that identifies a specific individual. Such information will be managed in accordance with the privacy policy of each tool provider.
You can stop the use of cookies by disabling in the opt-out page of each tool provider, in your browser settings, or 'Cookie settings' page in this website.

Acquisition of Access Log
This website records information on visitors in the form of an access log. The access log includes the domain name and IP address of the person accessing the site, the type of browser being used, and the access date and time. The access log will be used by the Company for the maintenance and management of this website, statistical analysis of usage, and solving of problems.