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Line of Business

Business Overview

Our business is focused on sales of system development services and system products, including both hardware and software.
Our technology is used primarily in online transaction processing systems for credit cards and enables secure transaction processing in real time, 24 hours a day, 365 days a year. Our specialty is developing and maintaining business systems for our customers based on package software developed in-house.

Our NET+1 package software, developed in-house, holds the top share in the Japanese market for credit card transaction processing systems and is a core element of online systems for credit card companies. In addition to connecting domestic and overseas card networks, transferring information and user authorization, NET+1 is also used to connect bank ATM networks and in other functions that require secure online transaction processing.

ACEPlus, another of our products, identifies and mitigates damage from fraudulent credit card use. A significant number of credit card companies are already using our ACEPlus-based systems to monitor credit card transactions and identify fraudulent use.

In the area of securities trading, a number of online brokerages are using systems we have developed based on our Will-Trade technology. Will-Trade enables secure transfer and processing of market information that flows in high volumes and at super-high speeds.

By developing systems around our rich online processing technology, industry experience and in-house developed products, we set our system development business apart from the competition with solutions that are able to process and transfer high volumes of data expediently to enable secure and complete transaction processing.
We also handle sales of hardware products, including fault-tolerant servers that are used in our systems, and software products that serve information security and other functions.

Our CWAT product, developed in-house, is packaged software that prevents data leakage. It detects and stops attempts to move internal data outside the organization in real time and monitors and records computer terminal usage.
CWAT is already being used by a large number of companies. We also sell information security software from third parties, with a focus on bringing particularly powerful solutions from overseas developers to the Japanese market.

Business segments

We maintain two business segments.

In the Financial Systems Solutions business, we offer value-added system development, through software and hardware integration, as well as maintenance services for customers operating primarily in the financial services industry.
In the Product Solutions business, we deploy and maintain high-value-added systems for data security and other solutions based on products developed in-house, as well as system software procured from third parties for customers operating in a range of industries and fields.

In the Financial Systems Solutions business, which focuses on system development, we are undertaking measures to boost profitability and expand earnings by continually strengthening our project management abilities. In addition to updating systems already deployed across our existing customer base, which consists primarily of credit card companies, banks, and securities companies, we are working hard to expand sales of software development services by launching marketing efforts that target system development needs across a broad range of industries.
We are also seeking to expand the scope of our business by proactively proposing high-value-added system solutions that enhance our customers’ profitability by leveraging trends such as the diversification of payment methods and propagation of electronic money, among others.

In the Product Solutions business, which is based on package software, we will continue to meet changing customer expectations by diversifying our product and service offerings to meet an even wider range of needs in the area of corporate security measures and by promoting sales of CWAT, a highly regarded product in the information security field, as well as powerful software solutions from third parties.